Draft Day Is Here!

Finding the right doctor just got more rewarding. FanDuel employees enrolled in an Anthem plan have a new, free resource to find the best doctors in the Anthem network. When you receive care from a top-performing doctor designated by Garner, you can be reimbursed for your share of the cost.

How It Works

• Download the Garner app on the App Store or Google Play.
• Search for doctors in the Garner app for the Top Provider badge. Top Providers are identified as the top 20% of doctors for patient outcomes.
• Add a Top Provider to your care team in the Garner app before your visit.
• After your appointment with a Top Provider, you can be reimbursed for the amount you paid out of pocket via copays or coinsurance.
• You do not have to choose Top Providers as your primary care physician, pediatrician, OBGYN, or behavioral therapist. However, you must add those providers to your care team to receive reimbursement for your care.

How to Get Reimbursed

The maximum annual reimbursement from Garner is $1,500 for employee-only coverage or $3,000 if you cover dependents. The way you’re reimbursed depends on which plan you pick. Please note that medical bills paid with tax-advantaged accounts like Health Savings Accounts or Flexible Spending Accounts cannot be reimbursed (blame the IRS but thank FanDuel—we pay for the reimbursements).

If you enroll in the Anthem HDHP plan: Any reimbursements you’re eligible for will go to your Health Savings Account.

If you enroll in the Anthem EPO, Anthem PPO Core, or Anthem PPO Core Plus plans: You’re immediately eligible for reimbursement. Funds are deposited from a Healthcare Reimbursement Account via direct deposit into your bank account.

Garner = Quality Care + Big Savings

It’s not rocket science! Garner only recommends providers at the top 20% of their field, which means you get the care you need without a bunch of repeat appointments. Then, Garner passes the savings along to you.

Using Garner isn’t required. If you regularly visit a doctor who isn’t included on the Top Providers list, you’re welcome to continue visiting that doctor, but those visits won’t be eligible for reimbursement. The most important step? Providers must be added to your Garner care team before your visit. If the provider isn’t on your designated Care Team at the time of your appointment, the visit won’t qualify for reimbursement.

So, don’t wait until kickoff! Sign up, check your providers, and set your care team lineup before your next appointment. Don’t leave money on the table!

Next year, you will be asked to provide documentation, like a marriage or birth certificate, to verify the eligibility for each dependent you cover.

You might be surprised who’s still listed as a dependent on your health insurance, especially if you haven’t taken a close look at your benefits in a couple years. If you do need to adjust who you’re covering, Open Enrollment is a great time to do it. Check benefits eligibility criteria here.

Separately from your 10 therapy sessions, you can get six life coaching sessions per topic through Journey. Need help getting organized? Check. Marathon prep plan? Sure. Journey can partner with you.

Joining Wellhub’s stacked roster is Nutrium Care. Beginning in 2027, you can connect with a registered dietician who can build a personalized nutrition plan for you with ongoing chat support, meal plans, recipes, and more. Nutrium Care is included at Wellhub’s Basic tier and above, which means it’s free for FanDuel employees.

Well, Well, Well(hub)

Look what we have here: two ways to save on your Wellhub membership before the end of the year.

First, you can lock in your current rate for the next 12 months if you reenroll in Wellhub before the end of 2026. Even better, Wellhub will knock off $50 for both November and December for both new and existing members. Log into the app to score your savings.

Take a look at the 20,000+ gym locations and the 35+ fitness and wellness apps available to you through Wellhub and sign up ASAP! Remember, free tiers are available!

Financial wellbeing is better shared. Your family and friends will now have account level access to the nudge financial wellness platform. Tell them to sign up here. And, if you’re not signed up for nudge yet, go sign yourself up!

Already have an HSA? Check your contribution amounts. The IRS is increasing the max for 2027 HSA contributions:

HSAs are powerful tools. Keep in mind before you use your HSA to cover a health care expense that you cannot request reimbursement from Garner Health if you use your HSA to pay for it. The IRS considers that double-dipping, which is a tax no-no. Don’t stress over your contributions, though. Your maximum contribution is automatically adjusted to factor in FanDuel’s contributions and Garner reimbursements.

Your Health Care FSA gives you access to your full annual election starting January 1, which can be helpful if you have medical expenses early in the year.

For 2027, don’t forget to factor in Garner when deciding how much to contribute. Eligible Garner reimbursements may reduce how much you ultimately pay out of pocket, so think about your expected expenses and Garner savings before deciding how much to set aside.

But plan carefully! You can only carry over $680 of your health care or limited purpose FSA balance from 2027 to 2028, and you’ll lose any balance left in your dependent care FSA.

FSA-paid Expenses Don’t Qualify for Garner Reimbursement

The IRS says you can’t. But forget tax considerations! Why take money out of your paycheck to pay for expenses that Garner can cover for you?

Save yourself a visit fee for common veterinary questions. Your furry, feathered, and scaly family members can get seen for non-emergency medical needs right from home through Airvet. All you have to do is sign up; no enrollment is required.